
By Michelle Maloney, Broker/Owner, Maloney Real Estate · SD License #14315
What can the seller’s utility bills tell you?
Utility bills tell you about recorded energy use and charges at that address. They give you a starting point for questions. They don’t measure where air leaks or explain why a room feels uncomfortable. For a Yankton buyer, the useful comparison is between what the house used and what you still need to learn about its performance.
Ask for a full seasonal picture, if the seller can provide it, rather than choosing one inexpensive month. Check which account covers which fuel and whether the records describe actual usage or a payment arrangement. If you are handed a monthly dollar figure, ask what period it represents. A payment number and a record of energy consumption answer different questions.
Keep household context beside the bills. Ask whether the seller occupied the home throughout the period, which rooms were used and whether equipment changed. You are collecting context, not asking the seller to predict your bills. Your plans may differ. A spare room you intend to use daily deserves a closer conversation than a room you would leave mostly unused.
The local account split matters. Yankton Thrive’s moving FAQ identifies NorthWestern Energy for electricity and MidAmerican Energy for natural gas within city limits. Ask for the relevant records from both services where the home uses both. Don’t treat an electric bill as the whole energy picture or apply the city provider list to an unverified rural address.
Put the energy records in their own part of your comparison. The older-home ownership cost guide covers the broader budget. Here, focus on the missing explanation behind energy use. Which question would change your interest in the house: an uncomfortable room, an unexplained usage pattern or uncertainty about past efficiency work?
What does an energy audit add to a showing?
An energy audit adds a focused look at how the building uses and loses energy. It can help you investigate a comfort question that a showing and a stack of bills leave open. Ask the assessor which observations and tests will address the particular house before you book the visit.
The U.S. Department of Energy describes a professional assessment as an equipment-based evaluation. A calibrated blower door measures air leakage by using a fan and pressure readings. Infrared imaging shows temperature differences that an assessor can investigate. These tools provide different information from a thermostat setting or a monthly charge.
NYSERDA describes an assessment that combines energy history, a property evaluation and, when included, testing. Its explanation is useful technical background. Its New York programs are separate from services available in South Dakota. Use the description to ask about scope, not to assume every local assessment includes the same equipment or assistance.
Bring a specific question. If an upstairs room is part of your planned everyday living space, ask whether the assessment can evaluate the comfort concern there. If the seller describes recent insulation work, ask what the assessor can verify and what records would help. Keep the request tied to how you expect to use this home.
A photo of a front door or a neat attic hatch cannot establish energy performance. Likewise, a newer window is one visible feature. Ask how the assessor will look at the house as a system rather than treating one update as the complete answer.
Keep the audit separate from the general inspection conversation. Tell both providers what you need to understand, then ask each to describe their scope. The South Dakota home inspection guide can help you organize the broader condition review. Add the energy assessment where it answers a remaining question.
Which assessment can you arrange for this Yankton property?
Confirm the service for the actual address, its scope and its timing. A website describing an energy program does not establish that your prospective home qualifies. Before counting an assessment in your purchase plans, ask who can perform it and when you will receive something useful to review.
NorthWestern Energy’s Ways to Save page, checked October 9, 2026, limits its advertised free virtual Home EnergyCheck to Montana customers. A Yankton buyer should ask about South Dakota services and qualified providers rather than assuming that offer applies locally. Also distinguish a virtual conversation from an in-person assessment with the testing you need.
Start with the relevant utility or a qualified assessor. Explain that you are considering a purchase, give the property address and state the question you want answered. Ask whether they serve that address and can evaluate the part of the house you are concerned about. For a rural or lake-area property near Yankton, confirm the energy providers first.
Ask what the written service description includes. Is the visit a walkthrough, an equipment-based assessment or a combination? Which tests are included? Who will interpret the findings? What access will the provider need, and what could prevent them from completing part of the visit? Get the answers before comparing prices.
Coordinate access through the seller and your agent. Ask the assessor about preparation and leave equipment operation and testing to the qualified provider. Your job is to explain your concerns and arrange authorized access, not to reproduce a diagnostic test during a showing.
Timing belongs in the same conversation. Ask for the appointment date and the expected report date, then discuss those dates with your agent. If the report would arrive after a decision you need to make, name that gap now. Don’t count an unconfirmed appointment as information you already have.
How do you turn the report into a home comparison?
Use the report to separate findings, suggested improvements and questions that remain open. A recommendation is a starting point for further evaluation. It does not give you a contractor’s final scope, your future monthly bill or a guaranteed result.
Request the written report and ask the assessor to explain it in ordinary language. Which concerns were observed? Which were measured? Which parts of the home were inaccessible? If a conclusion depends on an assumption about occupancy or future work, ask where that assumption appears. You need to understand the basis before using it to compare homes.
When the report proposes work, get a property-specific conversation with the appropriate contractor. Ask what would be included, what would be excluded and what additional evaluation is needed. Keep the assessment fee, proposed work and any follow-up testing separate in your notes. Obtain actual prices and schedules from the providers.
If you are comparing an in-town house with an acreage home, give each property its own record. Don’t carry one home’s findings across to another because the houses look similar. The acreage buyer guide helps with the wider rural-property questions. The energy comparison still depends on this building and this service setup.
Keep desired changes distinct from existing conditions. You may want to use a room differently or make a future upgrade. Tell the assessor and contractor that plan so they can explain what needs investigation. A report prepared for the current layout should not become an assumed design for your renovation.
When something remains uncertain, write down the question and the person who can answer it. That is more useful than adding a guessed savings figure to your budget. Your agent can help coordinate the next conversation while the qualified provider explains the technical finding.
Build a bills-and-assessment comparison sheet
Compare the evidence in a short worksheet that you can bring to your next property discussion. Use the same headings for each home. The goal is to see where your information is solid and where you are still relying on an assumption.
Start with energy records. List the provider, fuel, period covered and whether the record shows usage or only a payment amount. Note missing periods and the household context the seller provided. Keep the original records available so you can ask a follow-up question without relying on a remembered monthly number.
Next, write your intended use. Identify the room or feature that prompted the energy question and explain what you expect to do there. A home can appeal to you while still leaving a specific comfort concern unresolved. Make that concern concrete enough for an assessor to address.
Record the assessment scope and findings beside that question. Name the provider, planned or completed tests, report date and limitations. Mark an appointment as pending until it happens. If no assessment has been arranged, keep that field open rather than treating a general inspection or online survey as an equivalent service.
Finish with proposed work and next actions. List the contractor conversation, written scope or further evaluation you need. Record confirmed quotes separately from estimates or unanswered questions. If the seller supplies an earlier audit, ask the provider how its findings relate to changes made since then.
Bring the sheet to your agent with one clear request: help coordinate the information that matters before your next home decision. Carry the actual report timing and unanswered questions into that discussion. Let the energy professional explain performance, and let the evidence from this particular Yankton home guide the comparison.
Frequently Asked Questions
Can a seller's utility bills predict my bills?
Treat them as historical records. Ask about the period, fuel, payment method and household context. Your own use of the home may differ.
Does every energy audit include a blower door test?
Confirm the scope with the provider. Ask which tests are included, who interprets them and what could limit the visit.
Is NorthWestern's advertised free Home EnergyCheck available in Yankton?
Its Ways to Save page, checked October 9, 2026, limits the advertised free virtual program to Montana customers. Ask about address-specific South Dakota services before relying on an offer.
Does an energy audit replace my home inspection?
Ask each provider what their service covers. Use a focused energy assessment to address performance questions alongside the broader property-condition review.
What should I request after an assessment?
Ask for the written findings and limitations. Have the assessor explain the results, then obtain actual contractor scopes and prices for work you are considering.
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About the Author
Michelle Maloney is the Broker/Owner of Maloney Real Estate in Yankton, South Dakota. She helps buyers and sellers understand the local market, compare their options, and make confident real estate decisions across Yankton and southeast South Dakota.
Sources
U.S. Department of Energy: Consumer Guide to Home Energy Assessments (checked October 9, 2026), NYSERDA: The Complete Guide to Home Energy Assessments (checked October 9, 2026), NorthWestern Energy: Ways to Save (checked October 9, 2026), Yankton Thrive: Moving to Yankton FAQ (checked October 9, 2026).
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